You’ve done your due diligence, making sure you have all your vehicles properly insured, so you have one less thing to worry about if you get in a car accident. It seems like you’ve properly protected yourself… until you get into an accident with an uninsured driver near Flowood, MS.
The Driver at Fault is Responsible
When you buy car insurance, you know that you’re protecting yourself, and you assume other people have done the same thing. If an accident is your fault, you will file a claim with your insurance to cover the damages and vice versa.
Unfortunately, if you get into an accident with someone who doesn’t have auto insurance and they are at fault, you’ll be hung out to dry unless you purchase additional insurance.
In some cases, an uninsured driver may try to run or offer cash to avoid being caught driving without insurance. To prevent this from happening, call the police as soon as you can, take pictures of the damage and surrounding area, and not accept cash. It’s also important to get the other driver’s name and contact information.
How to Protect Yourself from Uninsured Motorists
To thoroughly protect yourself from the possibility of getting into an accident with an uninsured motorist and not getting compensated for damages, you can purchase uninsured motorist protection. This means that even if the accident isn’t your fault, you can submit a claim to your insurance to reimburse you for damages.
If you’re shopping for auto insurance or you have questions, give Insurance Protection Specialists a call to learn more about options and uninsured motorist coverage. We serve Flowood, MS, and the surrounding areas.