Ready To Ride: Important Motorcycle Safety Tips

Driving a motorcycle requires a special set of skills and safety precautions. Even if you have already passed your riding test, there are still safety measures to consider before you hit the road. Insurance Protection Specialists, serving Flowood, MS, has prepared this quick list to help our local motorcyclists be ready to ride.

Wear Your Helmet, It’s The Law

Proper helmet use saves over a thousand lives annually. In fact, motorcycle lifts are 29 times more likely to die in a crash than those operating a passenger vehicle. Wearing a helmet also saves billions of dollars in economic costs due to accidents. This is why the state of Mississippi requires helmets to be worn by drivers and riders of any motorcycle-type vehicle.

Wear Other Safety Gear

Keep your arms and legs completely covered. Heavy denim or leather is recommended. Footwear should cover the ankles. Gloves offer protection and better grip. 

Be Familiar With Your Bike

If you have a new motorcycle, practice riding it in a familiar area before taking it into traffic. Get used to how it handles in different conditions and when encountering potential hazards. Some obstacles to look for include wet roads and potholes. Also perform regular safety inspections before riding, particularly if you’re going on a long trip. Check for gas or oil leaks, as well as tire pressure and brakes. 

Be Insured

Mississippi Law requires all drivers to maintain minimum liability insurance. In addition to staying legal on the road, Insurance protects you in the event you are financially responsible for an accident. Minimum liability typically includes coverage for bodily injury, property damage, and personal injury.

Don’t be caught without motorcycle insurance. Flowood, MS drivers can reach out to Insurance Protection Specialists today.

Why basic motorcycle insurance policies may not be enough for Mississippi riders

Motorcycle owners throughout the Flowood, MS area rely on Insurance Protection Specialists for their motorcycle insurance needs. If you are a seasoned rider or are just getting started, it’s important to have the right insurance coverage that meets your needs. While a basic policy is a good first step, it may not give you the necessary coverage. Our team is here to help you find the policy that is adequate for your protection needs.

Why a basic motorcycle insurance policy is often inadequate

Mississippi has minimum insurance coverage amounts for motorcycles that must be in place before you take your bike out on the road. In addition to these policy coverage levels, many bikers choose to carry a more robust policy. If you want the peace of mind that comes with knowing you have the protection you need, it’s time to look at more comprehensive motorcycle insurance policies.

Two sought after coverage options are increased medical protection and protection from damage and theft of your motorcycle. Often, these two coverage areas are not as robust in basic policies as some owners want. Whatever the motivation for seeking increased protection, there is likely a policy that has the protection you want. Why worry about potentially covering excess accident-related expenses if you can put a complete motorcycle policy in place?

Increased coverage levels are another way to boost your protection. Remember that the state-mandated levels are simply minimums, and your needs may be higher than the requirement. 

Flowood, MS area riders have the team at Insurance Protection Specialists to help them with their insurance needs. If you are a motorcycle owner who wants to make sure that you have the coverage you need, call or stop by today!