Month: April 2020

Covid 19 UMMC Acute Respiratory Unit Fed by IPS on Tuesday, April 21, 2020

Posted on by Bubba Howell

Thank you to IPS client Mike McIntyre of Which Wich in Flowood for delivering the boxed lunches IPS purchased for the medical staff in the Covid 19 Acute Respiratory Unit at UMMC today.

Thanks also to our many clients who made this possible through their referrals. Every time we receive a request for quotes on insurance from someone who has been referred to us by a client, IPS donates $10 to a group that benefits our community.

Thanks to our clients, IPS has donated thousands of dollars to groups such as Junior Auxiliary of Rankin County, JDRF of Mississippi, Make A Wish MS, Joni and Friends, and Rescue Revolution. And thanks to our clients’ referrals, we are proud to provide lunch every Tuesday for the next month for our front line heroes in this crisis.

Thank you all!

How Can I Make Sure My New Car Is Totally Covered?

Posted on by admin

When people mention "full coverage," what they usually mean is liability, collision, and comprehensive. That’s a good start, but it’s not precisely total coverage.

Chances are, "full coverage" is going to leave you with a gap in your expenses. Your car begins to depreciate the minute you take it off the lot, and collision and comprehensive probably won’t pay you quite what you need to replace it. And if you’re still paying it off, you have to keep paying it off even if it’s been totaled.

Complete coverage will include liability, collision, and comprehensive, as well as the following:

  • Gap coverage. If you’re still making payments, gap insurance will cover the difference.
  • New car replacement insurance. This will cover the purchase of a new car of the same make and model. But if you want to be covered, you might want to consider…
  • Better car replacement insurance. This will cover you for the purchase of a new car one year newer than the one that was totaled. Even if you plan on buying the same vehicle, this will give you a little breathing room for shopping around various at various dealerships.

If you want to make sure you’re covered in Flowood, MS, give Insurance Protection Specialists a call or contact us online. Total coverage might not be worth the higher premium if you’re driving an old car that you could replace yourself out of pocket. Still, if you’re fresh off the lot, you’ll be glad that you took the time to ask Insurance Protection Specialists in Flowood, MS about gap and replacement coverage, and get fully covered from top to bottom.