You find yourself standing at the rental car counter having just secured a great deal on your rental car for the week. You are ready to get your family vacation started and the long line behind you is growing restless. The next thing you know, you are handed paperwork filled with confusing options for insurance. Suddenly, you are left wondering if you should sign on the dotted line.
Rental car insurance is not something that most people think about regularly. Therefore, it is easy to become confused and overwhelmed in the heat of the moment. Take the time before renting your next vehicle to learn if you really need rental car insurance in Flowood, MS or if you are covered under your existing auto insurance policy. If you need answers right away, contact Insurance Protection Specialists.
How To Determine If You Need Rental Car Insurance
A common question that insurance providers are asked in Flowood, MS is whether or not rental insurance is necessary. The first thing that you need to do is to check your current auto insurance policy. You can also call your provider to determine the type of rental car coverage that is included in your policy. If you have liability coverage and comprehensive coverage on your personal car, typically that coverage will extend to provide coverage for a rental car.
If the car that you are renting is similar in value to your everyday car on your auto insurance policy, then it is highly likely that the coverage that you already have is adequate protection for the rental. However, if you are taking the opportunity to rent a car that is usually beyond your means, like an exotic sports car, then you may want to consider investing in additional coverage.
If you are still not sure if your auto insurance policy will cover your rental, contact the experts at Insurance Protection Specialists. Give us a call today.