Protect Your Livelihood with Commercial Insurance

Are you a business owner in or around Flowood, MS? If so, the Insurance Protection Specialists can provide commercial insurance to protect your business.

Protect Your Livelihood with Commercial Insurance

The major part of business operations is protecting it from devastating financial loss. Being adequately prepared for an event like this can mean the difference between survival and shutdown. The best preventive measure is a commercial insurance policy.

Small businesses need to be prepared for a customer falling, damage to computers because of a leaky overhead pipe, or accidents involving company vehicles.

Here are some examples of the type of coverage available:

Workers’ compensation insurance protects a business if an employee is hurt, contracts a serious illness, or dies due to an accident on the job. It can cover legal fees, medical expenses, and lost wages if the employee is unable to work.

Professional liability insurance could protect you from the cost of legal fees and damages if a claim is made that your professional service caused them or their business financial harm. Coverage includes mistakes on the part of the company and failure to perform a service. This type of coverage is necessary if your business provides professional advice, offers a service, or has contractual requirements for the coverage.

General liability insurance is important because contractors and landlords many times require a policy before they hire you. It covers legal costs and damages that result from injury claims made by customers and other people you don’t employ. It covers slander, libel, and copyright infringement.

Business owner’s insurance is commonly referred to as a business owner’s policy or BOP. It combines coverage for your business’s property and general liability insurance. You will have protection for your building, any space you lease, and property needed for the operation of your business. You will also receive coverage for business interruption. It will replace lost income and other costs related to getting the business up and running.

Give Us A Call

Insurance Protection Specialists in Flowood, MS can provide a quote or answer any questions you have. Contact us today.