{"id":13,"date":"2020-04-27T04:00:00","date_gmt":"2020-04-27T10:00:00","guid":{"rendered":"https:\/\/www.ips-ms.com\/blog\/?p=13"},"modified":"2020-04-27T13:00:21","modified_gmt":"2020-04-27T19:00:21","slug":"how-can-i-make-sure-my-new-car-is-totally-covered","status":"publish","type":"post","link":"https:\/\/www.ips-ms.com\/blog\/how-can-i-make-sure-my-new-car-is-totally-covered\/","title":{"rendered":"How Can I Make Sure My New Car Is Totally Covered?"},"content":{"rendered":"<p>When people mention &quot;full coverage,&quot; what they usually mean is liability, collision, and comprehensive. That&#8217;s a good start, but it&#8217;s not precisely&nbsp;<em>total&nbsp;<\/em>coverage.<\/p>\n<p>Chances are, &quot;full coverage&quot; is going to leave you with a gap in your expenses. Your car begins to depreciate the minute you take it off the lot, and collision and comprehensive probably won&#8217;t pay you quite what you need to replace it. And if you&#8217;re still paying it off, you have to keep paying it off even if it&#8217;s been totaled.<\/p>\n<p><em>Complete<\/em>&nbsp;coverage will include liability, collision, and comprehensive, as well as the following:<\/p>\n<ul>\n<li>Gap coverage. If you&#8217;re still making payments, gap insurance will cover the difference.<\/li>\n<li>New car replacement insurance. This will cover the purchase of a new car of the same make and model. But if you want to be covered, you might want to consider&#8230;<\/li>\n<li>Better car replacement insurance. This will cover you for the purchase of a new car one year newer than the one that was totaled. Even if you plan on buying the same vehicle, this will give you a little breathing room for shopping around various at various dealerships.<\/li>\n<\/ul>\n<p>If you want to make sure you&#8217;re covered in Flowood, MS, give Insurance Protection Specialists&nbsp;a call or contact us online. Total coverage might not be worth the higher premium if you&#8217;re driving an old car that you could replace yourself out of pocket. Still, if you&#8217;re fresh off the lot, you&#8217;ll be glad that you took the time to ask Insurance Protection Specialists in Flowood, MS about gap and replacement coverage, and get fully covered from top to bottom.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When people mention &quot;full coverage,&quot; what they usually mean is liability, collision, and comprehensive. That&#8217;s a good start, but it&#8217;s not precisely&nbsp;total&nbsp;coverage. Chances are, &quot;full coverage&quot; is going to leave you with a gap in your expenses. Your car begins to depreciate the minute you take it off the lot, and collision and comprehensive probably [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[12,13],"class_list":["post-13","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-flowood-ms","tag-insurance-protection-specialists"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.ips-ms.com\/blog\/wp-json\/wp\/v2\/posts\/13","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ips-ms.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ips-ms.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ips-ms.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ips-ms.com\/blog\/wp-json\/wp\/v2\/comments?post=13"}],"version-history":[{"count":1,"href":"https:\/\/www.ips-ms.com\/blog\/wp-json\/wp\/v2\/posts\/13\/revisions"}],"predecessor-version":[{"id":14,"href":"https:\/\/www.ips-ms.com\/blog\/wp-json\/wp\/v2\/posts\/13\/revisions\/14"}],"wp:attachment":[{"href":"https:\/\/www.ips-ms.com\/blog\/wp-json\/wp\/v2\/media?parent=13"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ips-ms.com\/blog\/wp-json\/wp\/v2\/categories?post=13"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ips-ms.com\/blog\/wp-json\/wp\/v2\/tags?post=13"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}